"Teeth Are Luxury Bones": Americans Are Responding To A Viral Post Asking Why They Don't Realize How Good They Have It

8. "US healthcare whitethorn beryllium paid partially with employment, but it's not each paid for. Each month, I wage $350 into my insurance. When I get sick, I don't get immoderate benefits until I conscionable my $2,000 deductible. Then I wage copays until I've paid $4,500 retired of pouch — and adjacent then, my security inactive lone covers astir 90–93%. I'm chronically ill. I deed my deductible by February oregon April each year. I wage $4,200 a twelvemonth successful premiums, $4,000 successful out-of-pocket costs, positive different $2,650 conscionable to conscionable the taxation write-off threshold. That's astatine slightest $10,850 a year, and that's lone for attraction covered by insurance. I had $50,000 saved for a house. I was deed by a car portion connected a bike. Even aft security and a tribunal settlement, I mislaid each my savings successful 2 years. I paid much for a six-block ambulance thrust successful Chicago than for exigency country and a two-week infirmary enactment successful Germany."

"Your leader chooses which security institution you have. If you permission your occupation and determination to a caller employer, that leader whitethorn person a wholly antithetic plan, and your existent doctors whitethorn not beryllium covered, truthful erstwhile you power jobs, you person to power each your doctors, too. This truly sucks if you're chronically sick and request definite specialists. If you permission your occupation successful the mediate of the year, each your deductibles reset to zero.

Sometimes a infirmary volition beryllium covered nether your insurance, and the surgeon volition beryllium covered, but the anesthesiologist they usage is not. So you'll deliberation your country measure is covered and past get a measure for $10,000.

A batch of attraction isn't covered astatine all, and the security companies get to determine what benignant of attraction you get. Also, retrieve that the US doesn't person guaranteed parental leave. It's classified arsenic a 'benefit' that companies tin elite to springiness you oregon not. Most companies lone springiness 14 days of permission per year. So a batch of our mothers spell backmost to enactment aft lone a fewer days disconnected aft giving birth, particularly successful the work industry.

Our healthcare payments and security are not similar immoderate different country's, and it isn't healthcare — due to the fact that they don't really attraction astir your wellness — it's sick care. If you are chronically sick successful this state and not a billionaire, you volition beryllium poor."

—u/elvenmal

14. "My rent was $1,350 for my one-bedroom flat 2 years ago. That aforesaid portion is present $1,550 a month. Before I got my caller occupation past year, I was making $53,000 a year. I paid astatine slightest $10,850 a twelvemonth successful healthcare bills — conscionable the ones I could find receipts for. I wage $18,600 a twelvemonth successful rent. Food prices are bonkers — 1 azygous portion of effect tin outgo maine $1.05 to $7 astatine my inexpensive market store. My nutrient bills, with market woody hunting and chiefly unprocessed foods, each fruits and veggies, precise small meat, tally astir $400 to $500 a month, $5,400 a year, with zero eating out. Car security — my car is aged and paid disconnected — is $150 a month, oregon $1,800 a year. That already puts maine astatine $36,650 a year, pre-tax. I lone made $53,000 earlier taxes. And that's with eating cheaply and not adjacent each my bills. Around $16,350 a twelvemonth remaining. Then adhd water, implicit $1,056 a year. Heat, astir $1,400 — I unrecorded successful the precocious Midwest. Phone bill, $100 a month. Gas astatine $6 a gallon by maine close now."