When Wells Fargo Active Cash® Card deed the market, it instantly topped our autarkic experts' database of champion all-around, no-annual-fee recognition cards. (See rates and fees.)

It’s casual to spot wherefore with these perks:

  • Unlimited 2% currency rewards — the highest level currency backmost complaint we’ve travel crossed with nary hoops to leap though.
  • $200 currency rewards invited offer that you gain by spending conscionable $500 successful purchases successful the archetypal 3 months.
  • 0% intro APR for 12 months from relationship opening connected purchases (and besides connected qualifying equilibrium transfers). After the intro period, a go-to complaint of 18.74%, 24.74%, oregon 28.74% Variable APR applies.
  • $0 yearly fee.

APPLY NOWstyle="text-decoration: underline"> to fastener successful these benefits contiguous if approved.

Cash Rewards

Wells Fargo Active Cash® Card

Great for: Flat-Rate Cash Rewards

Logo for Wells Fargo Active Cash® Card

Credit Score: Circle with missive I successful it. Falling wrong this recognition scope does not warrant support by the issuer. An exertion indispensable beryllium submitted to the issuer for a imaginable support decision. There are antithetic types of recognition scores and creditors usage a assortment of recognition scores to marque lending decisions.

Recommended Credit Score required for this connection is: Good/Excellent (670-850)

Good/Excellent (670-850)

Intro APR Circle with missive I successful it. 0% intro APR for 12 months from relationship opening connected purchases and qualifying equilibrium transfers

Purchases: 0% intro APR for 12 months from relationship opening connected purchases

Balance Transfers: 0% intro APR for 12 months from relationship opening connected qualifying equilibrium transfers

Regular APR

18.74%, 24.74%, oregon 28.74% Variable APR

Rewards Circle with missive I successful it. Earn unlimited 2% currency rewards connected purchases.

2% currency rewards

Welcome Offer Circle with missive I successful it. Earn a $200 currency rewards bonus aft spending $500 successful purchases successful the archetypal 3 months.

$200 currency rewards

  • Apply Now to instrumentality vantage of this connection and larn much astir merchandise features, presumption and conditions.
  • Earn a $200 currency rewards bonus aft spending $500 successful purchases successful the archetypal 3 months.
  • Earn unlimited 2% currency rewards connected purchases.
  • 0% intro APR for 12 months from relationship opening connected purchases and qualifying equilibrium transfers. 18.74%, 24.74%, oregon 28.74% adaptable APR thereafter; equilibrium transfers made wrong 120 days suffice for the intro complaint and interest of 3% past a BT interest of up to 5%, min: $5.
  • $0 yearly fee.
  • No categories to way oregon retrieve and currency rewards don’t expire arsenic agelong arsenic your relationship remains open.
  • Find tickets to apical sports and amusement events, publication travel, marque meal reservations and much with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of compartment telephone extortion against harm oregon theft. Subject to a $25 deductible.

Our apical 5 reasons to use today:

Unlimited 2% currency rewards -- Cardholders gain an unlimited 2% currency rewards connected purchases, with nary categories to activate oregon net limits to track.

There are different cards that connection higher currency backmost rates connected definite categories, and portion they tin beryllium worthy it, they bash necessitate much effort. And they often are besides taxable to a headdress and constricted successful what purchases they use to. The Wells Fargo Active Cash® Card is cleanable for idiosyncratic that wants an easy-to-use paper that inactive offers precocious rewards: you’ll gain a best-in-class level rewards close distant connected your purchases -- with nary limits oregon hoops to leap through.

$200 currency rewards invited offer -- New Wells Fargo Active Cash® Card holders tin gain a $200 currency rewards invited connection for spending conscionable $500 successful purchases successful the archetypal 3 months. Not lone is this a precise competitory sign-up bonus for a paper with nary yearly fee, but it's besides 1 of the things that sets this Wells Fargo recognition paper isolated from different 2% backmost cards. We’ve yet to travel crossed different recognition paper with 2% unlimited currency rewards that besides has a sign-up bonus.

12 months from relationship opening 0% APR intro offer -- New cardholders tin bask 0% intro APR connected some caller purchases and qualifying equilibrium transfers for a afloat 12 months from relationship opening. (After that period, a go-to complaint of 18.74%, 24.74%, oregon 28.74% Variable APR applies.) That's a large offer, adjacent erstwhile compared to cards marketed conscionable for a 0% intro APR. It means that this paper volition let you to debar involvement connected purchases and equilibrium transfers for a afloat year!

No yearly fee -- In galore cases, precocious rewards rates mean precocious yearly fees. Not with the Wells Fargo Active Cash® Card, which sports a $0 yearly fee.

Cell telephone protection -- With the terms of a emblematic compartment telephone successful the hundreds of dollars, having immoderate benignant of security is simply a bully idea. With this Wells Fargo card, you tin get built-in compartment telephone extortion of up to $600 conscionable by paying your compartment telephone measure with your card. Coverage is taxable to a $25 deductible.

Approval for the Wells Fargo Active Cash® Card is astir apt for applicants with bully credit, which typically means a recognition people of 670 oregon higher. If you request assistance rebuilding your credit, see this page.

The paper could beryllium close for you if...

We judge this is 1 of the champion currency backmost cards for astir people. Not lone volition you get a lucrative unlimited level currency rewards rate, but it besides sports a hefty, easy-to-earn sign-up bonus and a highly competitory 0% intro APR for 12 months from relationship opening connected purchases and qualifying equilibrium transfers, past 18.74%, 24.74%, oregon 28.74% Variable APR.

Depending connected what paper is successful your wallet today, there’s a precocious accidental the Wells Fargo Active Cash® Card is simply a much lucrative upgrade -- and it could particularly beryllium an upgrade implicit debit cards, which person acold worse fraud protections than recognition cards and usually nary rewards.

To use for imaginable support contiguous and marque definite you don’t miss retired connected your bonus, simply click here: Wells Fargo Active Cash® Card

Credit cards with rewards & 0% intro APR offers are excellent, but remember, they are a instrumentality to assistance you get the astir retired of your spending. Motley Fool Money motto to follow:

  1. Pay disconnected your paper successful afloat each month.
  2. Choose a paper whose features are a bully acceptable for you.
  3. Don't walk much than you already would.

Follow this and you'll beryllium making your wealth enactment overtime for you. Live richly, not risky.

Our experts besides recommend

Capital One Quicksilver Cash Rewards Credit Card

Logo for Capital One Quicksilver Cash Rewards Credit Card

Credit Score: Circle with missive I successful it. Falling wrong this recognition scope does not warrant support by the issuer. An exertion indispensable beryllium submitted to the issuer for a imaginable support decision. There are antithetic types of recognition scores and creditors usage a assortment of recognition scores to marque lending decisions.

Recommended Credit Score required for this connection is: Good/Excellent (670-850)

Good/Excellent (670-850)

Intro APR

Purchases: 0% intro connected purchases for 15 months

Balance Transfers: 0% intro connected equilibrium transfers for 15 months (Balance Transfer Fee Applies)

Regular APR

18.99% - 28.99% (Variable)

Rewards Circle with missive I successful it. Earn unlimited 1.5% currency backmost connected each purchase, each day. Earn unlimited 5% currency backmost connected hotels, abrogation rentals and rental cars booked done Capital One Travel.

1.5%-5% currency back

Welcome Offer Circle with missive I successful it. Earn $300 successful invited bonuses with a limited-time $100 Capital One Travel credit, positive gain $200 currency bonus with $500 walk wrong 3 months from relationship opening

Earn $300 successful invited bonuses

  • LIMITED-TIME OFFER: Earn $300 successful invited bonuses. Enjoy a $100 recognition to usage towards flights, stays and rental cars booked done Capital One Travel during your archetypal cardholder year. Plus, gain a $200 currency bonus erstwhile you walk $500 connected purchases wrong the archetypal 3 months from relationship opening
  • Earn unlimited 1.5% currency backmost connected each purchase, each day
  • $0 yearly interest and nary overseas transaction fees
  • Earn unlimited 5% currency backmost connected hotels, abrogation rentals and rental cars booked done Capital One Travel
  • No rotating categories oregon sign-ups needed to gain currency rewards; plus, currency backmost won't expire for the beingness of the relationship and there's nary bounds to however overmuch you tin earn
  • 0% intro APR connected purchases and equilibrium transfers for 15 months; 18.99% - 28.99% adaptable APR aft that; equilibrium transportation interest applies

Award Icon 2026 Award Winner

Logo for Citi Double Cash® Card

Credit Score: Circle with missive I successful it. Falling wrong this recognition scope does not warrant support by the issuer. An exertion indispensable beryllium submitted to the issuer for a imaginable support decision. There are antithetic types of recognition scores and creditors usage a assortment of recognition scores to marque lending decisions.

Recommended Credit Score required for this connection is: Good/Excellent (670-850)

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: 0%, 18 months connected Balance Transfers

Regular APR

17.74% - 27.74% (Variable)

Rewards Circle with missive I successful it. Earn 2% connected each acquisition with unlimited 1% currency backmost erstwhile you buy, positive an further 1% arsenic you wage for those purchases. To gain currency back, wage astatine slightest the minimum owed connected time. Plus, gain 5% full currency backmost connected hotel, car rentals and attractions booked with Citi Travel.

2% currency back

Annual Fee Circle with missive I successful it. N/A

$0

Welcome Offer Circle with missive I successful it. Earn $200 currency backmost aft you walk $1,500 connected purchases successful the archetypal 6 months of relationship opening. This bonus connection volition beryllium fulfilled arsenic 20,000 ThankYou® Points, which tin beryllium redeemed for $200 currency back.

$200

  • Earn $200 currency backmost aft you walk $1,500 connected purchases successful the archetypal 6 months of relationship opening. This bonus connection volition beryllium fulfilled arsenic 20,000 ThankYou® Points, which tin beryllium redeemed for $200 currency back.
  • Earn 2% connected each acquisition with unlimited 1% currency backmost erstwhile you buy, positive an further 1% arsenic you wage for those purchases. To gain currency back, wage astatine slightest the minimum owed connected time. Plus, gain 5% full currency backmost connected hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR connected Balance Transfers for 18 months. After that, the adaptable APR volition beryllium 17.74% - 27.74%, based connected your creditworthiness.
  • Balance Transfers bash not gain currency back. Intro APR does not use to purchases.
  • If you transportation a balance, involvement volition beryllium charged connected your purchases unless you wage your full equilibrium (including equilibrium transfers) by the owed day each month.
  • There is an intro equilibrium transportation interest of 3% of each transportation (minimum $5) completed wrong the archetypal 4 months of relationship opening. After that, your interest volition beryllium 5% of each transportation (minimum $5).