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When Wells Fargo Active Cash® Card deed the market, it instantly topped our autarkic experts' database of champion all-around, no-annual-fee recognition cards. (See rates and fees.)
It’s casual to spot wherefore with these perks:
- Unlimited 2% currency rewards — the highest level currency backmost complaint we’ve travel crossed with nary hoops to leap though.
- $200 currency rewards invited offer that you gain by spending conscionable $500 successful purchases successful the archetypal 3 months.
- 0% intro APR for 12 months from relationship opening connected purchases (and besides connected qualifying equilibrium transfers made wrong 120 days of relationship opening). After the intro period, a go-to complaint of 19.24%, 24.24%, oregon 29.24% Variable APR applies.
- $0 yearly fee.
APPLY NOWstyle="text-decoration: underline"> to fastener successful these benefits contiguous if approved.
Cash Back Rewards
Wells Fargo Active Cash® Card
Great for: Unlimited 2% Cash Rewards
Credit Score:
Falling wrong this recognition scope does not warrant support by the issuer. An exertion indispensable beryllium submitted to the issuer for a imaginable support decision. There are antithetic types of recognition scores and creditors usage a assortment of recognition scores to marque lending decisions.
Recommended Credit Score required for this connection is: Good/Excellent (670-850)
Good/Excellent (670-850)
Intro APR 0% intro APR for 12 months from relationship opening connected purchases and qualifying equilibrium transfers
Purchases: 0% intro APR, 12 months from relationship opening
Balance Transfers: 0% intro APR, 12 months from relationship opening connected qualifying equilibrium transfers
Regular APR
19.24%, 24.24%, oregon 29.24% Variable APR
Rewards Earn unlimited 2% currency rewards connected purchases.
2% currency rewards
Annual Fee N/A
$0
Welcome Offer Earn a $200 currency rewards bonus aft spending $500 successful purchases successful the archetypal 3 months.
$200 currency rewards
- Apply Now to instrumentality vantage of this connection and larn much astir merchandise features, presumption and conditions.
- Earn a $200 currency rewards bonus aft spending $500 successful purchases successful the archetypal 3 months.
- Earn unlimited 2% currency rewards connected purchases.
- 0% intro APR for 12 months from relationship opening connected purchases and qualifying equilibrium transfers. 19.24%, 24.24%, oregon 29.24% adaptable APR thereafter; equilibrium transfers made wrong 120 days suffice for the intro complaint and interest of 3% past a BT interest of up to 5%, min: $5.
- $0 yearly fee.
- No categories to way oregon retrieve and currency rewards don’t expire arsenic agelong arsenic your relationship remains open.
- Find tickets to apical sports and amusement events, publication travel, marque meal reservations and much with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of compartment telephone extortion against harm oregon theft. Subject to a $25 deductible.
Our apical 5 reasons to use today:
Unlimited 2% currency rewards -- Cardholders gain an unlimited 2% currency rewards connected purchases, with nary categories to activate oregon net limits to track.
There are different cards that connection higher currency backmost rates connected definite categories, and portion they tin beryllium worthy it, they bash necessitate much effort. And they often are besides taxable to a headdress and constricted successful what purchases they use to. The Wells Fargo Active Cash® Card is cleanable for idiosyncratic that wants an easy-to-use paper that inactive offers precocious rewards: you’ll gain a best-in-class level rewards close distant connected your purchases -- with nary limits oregon hoops to leap through.
$200 currency rewards invited offer -- New Wells Fargo Active Cash® Card holders tin gain a $200 currency rewards invited connection for spending conscionable $500 successful purchases successful the archetypal 3 months. Not lone is this a precise competitory sign-up bonus for a paper with nary yearly fee, but it's besides 1 of the things that sets this Wells Fargo recognition paper isolated from different 2% backmost cards. We’ve yet to travel crossed different recognition paper with 2% unlimited currency rewards that besides has a sign-up bonus.
12 months from relationship opening 0% APR intro offer -- New cardholders tin bask 0% intro APR connected some caller purchases and eligible equilibrium transfers for a afloat 12 months from relationship opening. (After that period, a go-to complaint of 19.24%, 24.24%, oregon 29.24% Variable APR applies.) That's a large offer, adjacent erstwhile compared to cards marketed conscionable for a 0% intro APR. It means that this paper volition let you to debar involvement connected purchases and equilibrium transfers for a afloat year!
Keep successful caput that equilibrium transfers request to beryllium made wrong the archetypal 120 days to suffice for a reduced involvement complaint and a little equilibrium transportation fee.
No yearly fee -- In galore cases, precocious rewards rates mean precocious yearly fees. Not with the Wells Fargo Active Cash® Card, which sports a $0 yearly fee.
Cell telephone protection -- With the terms of a emblematic compartment telephone successful the hundreds of dollars, having immoderate benignant of security is simply a bully idea. With this Wells Fargo card, you tin get built-in compartment telephone extortion of up to $600 conscionable by paying your compartment telephone measure with your card. Coverage is taxable to a $25 deductible.
Approval for the Wells Fargo Active Cash® Card is astir apt for applicants with bully credit, which typically means a recognition people of 670 oregon higher. If you request assistance rebuilding your credit, see this page.
The paper could beryllium close for you if...
We judge this is 1 of the champion currency backmost cards for astir people. Not lone volition you get a lucrative unlimited level currency rewards rate, but it besides sports a hefty, easy-to-earn sign-up bonus and a highly competitory 0% intro APR connection for 12 months from relationship opening.
Depending connected what paper is successful your wallet today, there’s a precocious accidental the Wells Fargo Active Cash® Card is simply a much lucrative upgrade -- and it could particularly beryllium an upgrade implicit debit cards, which person acold worse fraud protections than recognition cards and usually nary rewards.
To use for imaginable support contiguous and marque definite you don’t miss retired connected your bonus, simply click here: Wells Fargo Active Cash® Card
Credit cards with rewards & 0% intro APR offers are excellent, but remember, they are a instrumentality to assistance you get the astir retired of your spending. Motley Fool Money motto to follow:
- Pay disconnected your paper successful afloat each month.
- Choose a paper whose features are a bully acceptable for you.
- Don't walk much than you already would.
Follow this and you'll beryllium making your wealth enactment overtime for you. Live richly, not risky.
Our experts besides recommend
Capital One Quicksilver Cash Rewards Credit Card
Credit Score:
Falling wrong this recognition scope does not warrant support by the issuer. An exertion indispensable beryllium submitted to the issuer for a imaginable support decision. There are antithetic types of recognition scores and creditors usage a assortment of recognition scores to marque lending decisions.
Recommended Credit Score required for this connection is: Good/Excellent (670-850)
Good/Excellent (670-850)
Intro APR
Purchases: 0% intro connected purchases for 15 months
Balance Transfers: 0% intro connected equilibrium transfers for 15 months (Balance Transfer Fee Applies)
Regular APR
19.24% - 29.24% (Variable)
Rewards Earn unlimited 1.5% currency backmost connected each purchase, each day. Earn unlimited 5% currency backmost connected hotels and rental cars booked done Capital One Travel, wherever you'll get Capital One's champion prices connected thousands of travel options. Terms apply.
1.5%-5% currency back
Welcome Offer $200 Cash Back aft you walk $500 connected purchases wrong 3 months from relationship opening
$200 Cash Back
- Earn a one-time $200 currency bonus aft you walk $500 connected purchases wrong 3 months from relationship opening
- Earn unlimited 1.5% currency backmost connected each purchase, each day
- $0 yearly interest and nary overseas transaction fees
- Earn unlimited 5% currency backmost connected hotels and rental cars booked done Capital One Travel, wherever you'll get Capital One's champion prices connected thousands of travel options. Terms apply
- No rotating categories oregon sign-ups needed to gain currency rewards; plus, currency backmost won't expire for the beingness of the relationship and there's nary bounds to however overmuch you tin earn
- 0% intro APR connected purchases and equilibrium transfers for 15 months; 19.24% - 29.24% adaptable APR aft that; equilibrium transportation interest applies
Credit Score:
Falling wrong this recognition scope does not warrant support by the issuer. An exertion indispensable beryllium submitted to the issuer for a imaginable support decision. There are antithetic types of recognition scores and creditors usage a assortment of recognition scores to marque lending decisions.
Recommended Credit Score required for this connection is: Good/Excellent (670-850)
Good/Excellent (670-850)
Intro APR 0% Intro APR connected Purchases
Purchases: 0% Intro APR connected Purchases, 15 months
Balance Transfers: 0% Intro APR connected Balance Transfers, 15 months
Regular APR
18.99% - 28.49% Variable
Rewards 5% currency backmost connected up to $1,500 successful combined purchases successful bonus categories each 4th you activate. Enjoy caller 5% categories each quarter! Plus, gain 5% currency backmost connected question purchased done Chase Travel℠, 3% connected eating and drugstores, and 1% connected each different purchases.
5% currency backmost offer
Welcome Offer Earn a $200 Bonus aft you walk $500 connected purchases successful your archetypal 3 months from relationship opening!
$200 bonus
- Earn a $200 Bonus aft you walk $500 connected purchases successful your archetypal 3 months from relationship opening
- 5% currency backmost connected up to $1,500 successful combined purchases successful bonus categories each 4th you activate. Enjoy caller 5% categories each quarter!
- 5% currency back on question purchased done Chase Travel℠, our premier rewards programme that lets you redeem rewards for currency back, travel, acquisition cards and more
- 3% currency backmost connected drugstore purchases and eating astatine restaurants, including takeout and eligible transportation service, and unlimited 1% currency backmost connected each different purchases.
- No minimum to redeem for currency back. You tin take to person a connection recognition oregon nonstop deposit into astir U.S. checking and savings accounts. Cash Back rewards bash not expire arsenic agelong arsenic your relationship is open!
- 0% Intro APR for 15 months from relationship opening connected purchases and equilibrium transfers, past a adaptable APR of 18.99%-28.49%.
- No yearly interest – You won't person to wage an yearly interest for each the large features that travel with your Freedom Flex® card
- Keep tabs connected your recognition wellness - Chase Credit Journey helps you show your recognition with escaped entree to your latest score, real-time alerts, and more.
- Member FDIC